bảo hiểm y tế
The concept of health insurance evolved from the practice of "friendly societies" in the 18th and 19th centuries. These groups, primarily in Britain, pooled money to help members during illness or hardship. The term "health insurance" itself emerged in the late 19th century, as private companies began offering plans for financial protection against medical costs. The rise of industrialization and urbanization led to increased demand for such protection, paving the way for the development of the modern health insurance industry.
insurance taken out to cover the cost of medical care
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